🇬🇧 UK Payroll · 2026/27 Rates

£15,000 After Tax UK

Take-home pay on a £15,000 salary is £14,320 a year — full Income Tax and National Insurance breakdown below.

England / Wales / NI
Scotland
£14,320
Annual Take-Home Pay
Monthly
£1,193
Weekly
£275
Daily
£55
Gross Salary£15,000
Income Tax£486
National Insurance£194
Take-Home Pay£14,320

Full Breakdown: £15,000 After Tax

PeriodGrossIncome TaxNational InsuranceTake-Home
Annual£15,000£486£194£14,320
Monthly£1,250£41£16£1,193
Weekly£288£9£4£275
Daily (5-day week)£58£2£1£55
Hourly (37.5h week)£8£0£0£7

Effective tax rate (Income Tax + NI as a share of gross): 4.5%. Marginal rate on the next £1 earned: 20.0% (Basic rate).

England/Wales/NI vs Scotland

RegionIncome TaxNational InsuranceTake-Home Pay
England, Wales, Northern Ireland£486£194£14,320
Scotland£462£194£14,344

At this income level, the England/Scotland difference is negligible — most or all of the salary falls within the tax-free Personal Allowance either way.

How £15,000 Compares

This is £24,039 (62%) below the UK full-time median salary of £39,039 (ONS, April 2025).

Browse Nearby Salaries

£15,000 £16,000 £17,000

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Transparency & Methodology

£

£15,000 After Tax UK

Independent, Open-Source Estimator

An independent calculator applying published HMRC/gov.scot rates deterministically — no AI estimate, no official affiliation.

Methodology & Sources

Figures use published HMRC/gov.scot rates and ONS ASHE median salary data. For your exact position, use gov.uk/estimate-income-tax.

Not Tax or Legal Advice

Information only. Consult the Chartered Institute of Taxation or an adviser via the FCA Register.

Open Source

Formulas are public. Inspect on GitHub.

Frequently Asked Questions

How much is £15,000 after tax in the UK?
On a £15,000 salary in England, Wales or Northern Ireland, take-home pay is £14,320 a year — £1,193 a month, or £275 a week — after £486 Income Tax and £194 National Insurance, 2026/27 rates.
Is £15,000 a good salary in the UK?
This is £24,039 (62%) below the UK full-time median salary of £39,039 (ONS, April 2025). Whether it feels "good" also depends heavily on where you live — the same salary stretches much further outside London and the South East.
What tax band is £15,000 in?
In England, Wales and Northern Ireland, £15,000 falls in the Basic rate (20.0% marginal rate). In Scotland, it falls in the Starter rate (19.0% marginal rate) under Scotland's separate Income Tax bands.
Is take-home pay on £15,000 different in Scotland?
At this salary the difference is minimal or zero — most of the amount sits within the tax-free Personal Allowance in both systems.